⚖️ No Recovery — No Fee
Recover the Money
That's Already Yours
After a foreclosure or property sale, funds may be waiting in a government account with your name on them. Straight Path Surplus Recovery guides you through every step to claim what's rightfully yours — at no upfront cost.
Why Choose Us
The Straight Path Difference
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No Upfront Fees
We work on a contingency basis. You pay nothing unless we successfully recover funds on your behalf. Zero financial risk to you.
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Expert Search
We conduct thorough research across county, state, and federal records to identify every dollar of surplus funds owed to you.
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Full-Service Process
From initial research to filing paperwork and courthouse representation, we manage the entire recovery process for you.
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Attorney-Backed
We collaborate with a nationwide network of licensed attorneys to ensure your claim is handled with full legal authority and the highest chance of success.
The Process
How Recovery Works
1
Free Research
We search court records and government databases to identify available surplus funds in your name.
2
We File the Claim
Our team prepares and submits all necessary legal documents, working with attorneys when needed.
3
Claim Processing
We track your claim through every stage — following up with courts and government agencies on your behalf.
4
You Get Paid
Funds are disbursed directly to you. Our fee is only collected upon successful recovery.
Your Money May Already Be Waiting
Thousands of property owners are unaware they have unclaimed surplus funds. Let us check for free — it only takes a few minutes.
Check for Free Today →
Our Story
About Straight Path
A recovery firm built on integrity, transparency, and genuine care for the clients we serve.
Jess Noble
Founder & Lead Recovery Specialist
Meet the Founder
Driven by a Commitment to Fairness
With a background spanning both the title industry and banking, I've spent years working on the inside of real estate transactions and financial systems. I've seen firsthand how surplus funds get left behind after foreclosures and property sales — often sitting unclaimed simply because no one told the former owner they existed.
That experience is what led me to found Straight Path Surplus Recovery. By combining my title industry knowledge of how property transactions are recorded and closed with my banking background in how funds are held and disbursed, I'm uniquely positioned to trace, document, and recover money that rightfully belongs to my clients.
My mission is simple: cut through the bureaucracy, do the legwork, and put your money back in your hands — at no cost to you unless we succeed.
Our Mission
To pursue every avenue of rightful recovery for our clients with honesty, diligence, and the professional expertise they deserve — at no cost unless we succeed.
Based in Saint George, UT, we serve clients across the region and are proud to have helped hundreds of homeowners and heirs recover funds they never knew existed.
⚖️ Attorney-Partnered
🏆 BBB Accredited
📜 Licensed & Certified
🛡️ No-Risk Guarantee
What We Do
Our Recovery Services
We specialize in three core areas of surplus and unclaimed funds recovery, handling every step of the process for you.
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Foreclosure Surplus Funds
Excess proceeds from foreclosure auctions that legally belong to the former property owner or their heirs.
Service 01
Understanding What Happens After a Foreclosure
When a property is foreclosed and sold at public auction, the winning bid often exceeds the outstanding mortgage balance and fees owed to the lender. That difference — called the surplus — is required by law to be set aside for the former property owner.
Unfortunately, most homeowners are never notified clearly about these funds, and the county only holds them for a limited time before they're transferred to the state as unclaimed property.
- We identify surplus funds filed with the court after your foreclosure
- We gather all required documentation and proof of ownership
- We file a legal claim on your behalf with the appropriate courthouse
- We attend hearings and coordinate with the court until funds are released
- You receive your recovery — minus our contingency fee only upon success
Check If You Qualify
Service 02
Unclaimed Funds Recovery
Unclaimed funds are financial assets that have been abandoned or forgotten by their rightful owners. These may include proceeds from tax deed sales, over-collected property taxes, HOA surplus, or other real property transactions.
Government agencies hold these funds indefinitely in some cases, but many have statutes of limitations. Acting quickly is important.
- Search courthouse and county records for funds in your name
- Identify all eligible claimants — including heirs and estate beneficiaries
- File the appropriate legal claim forms
- Follow the claim through approval and disbursement
Find Unclaimed Funds
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Unclaimed Funds
Property sale overages and tax surplus funds that may be sitting in a government account right now.
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State Unclaimed Property
Dormant bank accounts, uncashed checks, and forgotten safety deposit box contents held by your state treasurer.
Service 03
Unclaimed State Funds
Every state maintains an unclaimed property program. When financial institutions, insurance companies, utility providers, and other businesses lose contact with account holders, they are required to turn those assets over to the state.
Common sources of unclaimed state funds include:
- Dormant checking and savings accounts
- Uncashed payroll checks, refunds, or dividends
- Forgotten safety deposit box contents
- Life insurance proceeds and annuities
- Utility deposits and security deposits
- Stocks, bonds, and mutual fund accounts
We search state databases, compile documentation, and file your claim — making the process fast and completely hands-off for you.
Search State Funds
Client Stories
What Our Clients Say
Real stories from real people who recovered funds they didn't know existed.
Testimonials
We've Helped Hundreds Recover Their Money
We let our clients speak for themselves. Every story is a reminder that these funds are real — and that the right guidance makes all the difference.
★★★★★
I had no idea the county was holding money from my foreclosure. Straight Path found it, filed everything, and I received a check in about 8 weeks. I couldn't believe it was that straightforward.
M.T.
M. Thompson
Foreclosure Surplus Recovery
Recovered: $14,200
★★★★★
After my mom passed, I had no idea she had unclaimed funds in the state system. Straight Path guided me through the entire estate claim process with patience and professionalism.
D.R.
D. Rivera
Estate / Heir Recovery
Recovered: $6,850
★★★★★
I was skeptical at first — it sounded too good to be true. But they explained everything clearly, charged nothing upfront, and delivered exactly what they promised. Highly recommend.
J.W.
J. Williams
Unclaimed State Funds
Recovered: $3,400
★★★★★
The communication was excellent from start to finish. I always knew what stage my claim was at. They truly take the stress out of a confusing process.
P.H.
P. Henderson
Foreclosure Surplus Recovery
Recovered: $22,500
★★★★★
Straight Path recovered funds from a property sale that happened over two years ago. I had completely given up on ever seeing that money. They're persistent and they get results.
A.K.
A. Kowalski
Surplus Fund Recovery
Recovered: $9,700
★★★★★
Fast, professional, and genuinely caring. They treated me like a person, not just a case number. Finding this company was the best thing that came out of a very difficult situation.
S.B.
S. Barnes
Foreclosure Surplus Recovery
Recovered: $18,300
Credentials & Trust
Verified & Credentialed
We operate with full transparency and maintain the credentials you should expect from any firm handling your financial recovery.
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Attorney Partnership
We collaborate with a network of licensed attorneys across the country to ensure every claim is legally sound, properly executed, and handled with the highest standard of professional care.
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BBB Accreditation
We are a proud member of the Better Business Bureau. Our accreditation reflects our commitment to ethical business practices and customer satisfaction.
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Certifications & Licenses
Our team holds Our firm operates in full compliance with all applicable state and federal regulations governing surplus funds recovery. We are committed to maintaining the highest standards of professional conduct and transparency in every client engagement. necessary to legally operate as a recovery firm in your state.
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No Upfront Cost Guarantee
Our contingency model means we only earn a fee when you successfully recover funds. If we don't recover — you owe us nothing.
